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FINANCIAL SERVICES

OUR SERVICES

Here at Crown Jewel Financial Services, our professionals understand the importance of having a sound financial plan that can grow with you as life happens. Whether you're a recent college graduate, newly married, or gearing up for retirement, and everything in between, our team will guide you every step of the way.

Retirement Planning

Retirement Planning is not a one size fits all process. Whether you plan to retire or not, one thing is certain.... you’ll need money, and not just a lump sum of money, but a continuous flow of money that will not outlive. 

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Today, nearly 90% of Americans age 65 and older receive Social Security income benefits.¹  Will your Social Security benefits be enough in retirement?

 

We’ll help you establish a plan that can help ensure you don't outlive your money.

 

Bridge the gap in your retirement strategy. We can help:

 

  • Lifetime Income Planning (Income Allocation)

  • Employer-Sponsored Retirement Plans

  • Individual Retirement Accounts

  • Social Security Planning

  • Annuities – Fixed & Fixed Index

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Retirement Planning
Legacy planning
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Legacy Planning Concepts

Whether you are planning for your grandchildren or family beyond the last frontier of life, Crown Jewel Financial Services is here to help you preserve and keep your money in the family.

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Your family legacy encompasses all the experiences that your family holds dear, as well as the values, wisdom, and hopes you leave for them. 

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You may also believe your financial assets and real estate are key components of the legacy you want to leave.  Starting a meaningful discussion about your family legacy can help bring your family together, resolve conflicts, and spare emotional tensions later on.

 

Although we are not estate planners and do not provide tax or legal advice, we can help you explore your life insurance options to help meet your legacy planning goals.

Insurance

Insurance Planning

Insurance is one of the immediate areas of focus after we've reviewed your budget worksheet and cash flow analysis because we know the value of the protection it provides.

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Crown Jewel Financial Services specializes in a variety of life insurance solutions to serve several financial security needs such as: 

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  • term and permanent family protection

  • mortgage protection

  • college savings plan

  • tax-free savings

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The key component to all life insurance is to provide financial protection for those loved ones left behind should the unexpected happen.

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Small Business
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Small Business Solutions

We work with business owners and High Net-worth Individuals to implement strategies to help create advantages for business owners and their employees. Our financial solutions can assist with employee recruitment, retention and protection against business disruption. 

 

  • Qualified Plan Design

  • Key-Person & Executive Benefits

  • Estate Planning

  • Premium Financing

 

Crown Jewel Financial Services does not provide legal advice and/or services.  We will work closely with your attorney or one of our strategic attorney partners to help implement any legal documents required through the use of various financial and insurance products.

Medicare Supplement Insurance

Get Help Finding the Right Medicare Plan for You

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Are you trying to decide about your Medicare health plan option? Do you need a Medicare Supplement or a Medicare Advantage plan? Helping people make an educated and empowered decision about their Medicare health plan options is what we do!  For over 28 years, it has been our mission to connect our clients with the appropriate provider and value to fit within their budget.

 

There are four parts to Medicare

 

  • Part A = Hospital Insurance (Inpatient Hospital or Skilled Nursing Facility Care, some Home Health Care, & Hospice Care)

  • Part B = Medical Insurance (Doctor Visits & Other Health Care Providers, Outpatient Care, Home Health Care, Durable Medical Equipment, & some Preventative Services)

  • Part C = Medicare Advantage (Private Insurance Company Coverage, approved by Medicare, includes all benefits and services under Part A & B and may include Part D & other extra benefits and services)

  • Part D = Prescription Drug Coverage

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Do you need a Medicare Supplement or a Medicare Advantage plan? What is Medicare Part D?  Do you need Medicare Part B if you're covered by an employer's group plan?

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To get a Medicare plan, either an Advantage or Supplemental plan, you must have Medicare Part A and Part B. If you're age 65 and receive Social Security retirement income benefits, you're usually automatically enrolled for Part A and Part B. Medicare supplement plans (or Medigap plans) may offer benefits in addition to the benefits offered by traditional Medicare Parts A and B. 

 

There are different types of Medicare supplement plans which cover the Medicare deductibles or require you to cover the deductibles. Medicare supplement plans and Medicare Advantage plans are not complementary, so it is important for you and our skilled agent to understand which type of policy makes the most sense for you.

Enrolling in a Medicare Advantage Plan or a Medicare Supplement Plan is easy. 

 

Call us at 704.931.3171 or fill out our contact form to get a complimentary, no-obligation

Medicare Supplement or Medicare Advantage quote and consultation.

Medicare
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Long-Term Care Insurance

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.

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Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.  Long-Term Care Insurance is critical in your planning if you want to protect your assets from being depleted due to long-term health care cost.  If you don’t personally know someone to whom this happened, chances are you’ve heard the stories; people whose health deteriorated or their age made them less capable of caring for themselves, who spent the bulk of their life savings or even went into great debt to get the long-term care they needed.

 

With the vast majority of health insurance plans available today, a great deal of the treatments and care that a person in such a situation would require aren’t covered.

 

Crown Jewel Financial Services helps consumers compare and gather long term care insurance quotes in a simple and easy process. So, instead of leaving your decision to chance, let us provide you with a long-term care insurance quote and help you throughout your long-term insurance decision making process.

Long term
Contact us today for a complimentary no-obligation financial review!
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